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Terms of Use

The terms below are designed to serve as a guide to any user of our website(s). They outline the conditions that must be complied with by any user of this Site and forms a legally binding agreement between Property Investor Africa (PiA) and the third party (“service User”). Whenever you use our services, you confirm that you agree to be bound by our Terms and acknowledge any changes to them.
We may from time to time, change, amend or alter some parts or whole of the Terms and conditions, which will be made effective, immediately. Once these are done, they will be posted on our website for the information of all users.

If you fail to agree these Terms and conditions, please do not use our website or any of our affiliate sites.

These Terms include our Private Policy (, policies and procedures published from time to time on the Site.

1.0 Security offerings: No professional advice provided
1.10 Investment overviews on the Site contain summaries of the purpose and principal business terms of the investment opportunities. Such summaries are intended for informational purposes only and do not purport to be complete, and each is qualified in its entirety by reference to the more detailed discussions contained in the investor document package relating to such investment opportunity. The information contained in the Website has been prepared by Realty Mogul without reference to any particular user’s investment requirements or financial situation, and potential investors are encouraged to consult with professional tax, legal and financial advisors before making any investment.

2.0 The Terms
2.1 Eligibility

Our services are available to all individuals who are 18 years old and above, who can be the subject of a contractual agreement with a third party. PiA may, using its discretion, decline to offer services to any service user or may decide at any time to change its criteria for service provision without recourse to any individual.

2.2 Accessibility

This Site is available to all users as per 1.1(above). However, PiA reserves the right to modify, replace, change, suspend or in fact, discontinue its services by mass announcement at the Site or through individual contact details. PiA also reserves the right to restrict, delete or deny access to individuals or service users who blatantly disregard our Terms of Use, either through the production, replication or introduction of any material, content or activity that is deemed as being contrary to the principles, values and ethos upon which this Site is formed.

A Service User may browse the Site without necessarily registering their personal details. However, as a condition of usage by individuals wishing to use the Site as a platform for business conduct in the raising of finance, etc, it is a condition of the Terms of Use to register with PiA and select a screen name and password. Failure to provide complete, accurate and updated information shall constitute a breach of the Terms of Use, which will result in the instant termination of the individual or company’s account.

3.0 Rules of Conduct
All entrepreneurs, project owners, investors, donors and project backers are responsible for their own activity in relation to these services. For this reason, PiA is in no way, manner, form or shape, responsible for user submissions, videos, audio clips, written forum comments, information, data, text, photographs, software, scripts, graphics and interactive features generated, provided or otherwise made accessible by PiA or any of its partners on or through the services provided.
By using the Site, you promise to abide by all Terms of Use and not to use the Site for any purpose that is prohibited by the Terms of Use. For the avoidance of doubt, PiA does not encourage and will do anything possible to ensure that materials and information posted on the Site are genuine, authentic and original from the source. Service users are not permitted to:

i)infringe any patent, trademark, trade secret, copyright, right of publicity or other right of any other person or entity or violates any law or contractual duty;

ii)submit information that they knowingly are aware to be false, misleading, untruthful or inaccurate;

iii)submit material or information that is unlawful, threatening, abusive, harassing, defamatory, slanderous, deceptive, fraudulent, invasive of another person’s privacy, etc.

iv)Submit unsolicited or unauthorized advertisement or promotional material or any material deemed to be spam, junk or virus-prone which has the effect of disrupting, damaging, limiting or interfering in the use of information and contents on the Site.

4.0 Guarantee of Site content
PiA does not guarantee that any content or submissions made by any service user(s) will be made available. PiA is not obliged to monitor the Site, its contents and User submissions, although, for the sake of integrity of information, we reserve the right to edit, delete, remove or modify any content at our sole discretion, without recourse to the service user.

5.0 Investment in Projects and Businesses
5.1 Fundraising
PiA is a borderless way of bringing entrepreneurs, investors, sponsors and their backers together, on one single global platform. PiA allows entrepreneurs and sponsors to list their projects, with the aim of raising “seed/growth/equity” finance. It is the policy of PiA not to receive, hold or keep any investment monies intended for project owners. All pledges are not redeemed until the target limit is reached. As such, PiA does not hold any funds of investors.

PiA will not become liable for any transactions, dealings and or interactions with any organizations and/or individuals found on or through our services. This includes, but is not limited to, the delivery of goods and services, and any other terms, conditions, warranties or representations associated with listings on PiA or any of its affiliate websites. As a platform for entrepreneurs and investors, our involvement is limited to the provision of the Site for interaction and we are under no obligation to resolve disputes between any parties. However, all parties seeking funding must comply with the Terms of use associated with listing on the Site. PiA reserves the right to cancel an organization’s listing if it is found to be in contravention with the Terms and conditions of use.

As a result of the occasional failure of some credit cards, PiA cannot guarantee the full receipt of the targeted amount. Companies and organizations may initiate refunds at their own discretion. PiA does not issue refunds nor is it responsible for doing so(for pledges redeemed by these companies and organizations).

6. Fees, Payments and Refunds
6.1 PiA does not charge fees from investors for investing in a project or company.
6.2 All business enterprises seeking to raise finance are charged an application fee of $250 for listing on the Site.

6.3 Funds on PiA and its affiliate websites are initially pledged and are not collected by projects entrepreneurs until they have reached their funding goal.

6.4 Pledges are collected and funds processed and transferred within 14 days, to the project creator’s bank accounts.

6.5 Unsuccessful deals, i.e. deals that do not meet their funding goal within the deadlines set will be cancelled and no pledges will be collected. However, deals that meet at least 90% of their funding goal will have their pledges redeemed. For deals that do not reach a full 100% of their target funding goal, a fee of 9.5% (including credit card charges) will apply on funding redeemed.

6.7 For deals with 100% or more pledges, a fee of 7.5% of the total funding received is charged. This includes the cost of credit card transactions, etc.

7.0 Third Party Services
7.1 PiA also provides advisory and property related services. We do also work with associates and third parties. However, our associates and partners may charge fees for their services. When you use a service that has a fee, you have an opportunity to review and accept the fees that you will be charged, which we may change from time to time.
You are responsible for paying all fees and applicable taxes associated with your use of the site. In the event a listing is removed from the service for violating the Terms of Use, all fees paid will be non-refundable, unless in its sole discretion, PiA determines that a refund is appropriate.

7.2 Where ever PiA permits you to link to other websites or resources on the internet, you do so at your own risk. PiA will not be liable for the content, functions, accuracy, legality, appropriateness or any other aspect of such websites or resources. At the same time, PiA will not and cannot be held liable, directly or indirectly, for any damage or loss caused.

8. Content and License
All users must, to all intents and purposes, agree that the services provided by PiA and its partner companies are protected by copyrights, trademarks, service marks, patents, trade secrets or other proprietary rights and laws. You shall abide by and maintain all copyright notices, information, and restrictions contained in any Content accessed through the Service.
PiA grants each user of the Site and/or Service a worldwide, non-exclusive, and non-transferable license to use, modify and reproduce the content, solely for personal, non-commercial use. Use, reproduction, modification, distribution or storage of any content for other than personal, non-commercial use is expressly prohibited without prior written permission from Company, or from the copyright holder identified in such content’s copyright notice, which may not be unreasonably withheld. You shall not sell, license, rent, or otherwise use or exploit any content for commercial use or in any way that violates any third party right.

9. Copyright Notifications
PiA respects the intellectual property of its original owners. The same is expected of others of our intellectual property rights. PiA may, in appropriate circumstances and at its discretion, terminate the accounts of users who infringe the intellectual property rights of others. PiA owns and holds the intellectual property rights in this Site, including all materials published on it.
All service users are prohibited from making copies either electronically or by printing, downloading or otherwise, any part of the Site, unless they have the express authority of PiA. A breach of this rule will result in cessation of your rights to use our Site.

10. Warranty Disclaimer
PiA does not, in any way, form or shape, set itself out in a special relationship with you or any company in relation to the provision of services. We only have control over materials and contents provided by the Site; we bear no responsibility for third party information, content or materials provided on the site.
For these reasons, we do not provide any guarantees, conditions or warranties with regards to the accuracy or otherwise of these materials. We expressly exclude:

i) All conditions, warranties and terms, either implied by statue, common law or other;

ii) All liabilities emanating from use of the Site and resulting in direct, indirect, or consequential loss or damage to the user or third parties for loss of income or revenue, business, profits or contracts, data , goodwill, etc.

11.0 Limitation on Liability
11.1 Except in jurisdictions where provisions are restricted and except as may be required by applicable security laws, in no event will PiA or its directors, officers, shareholders, partners, employees or representatives be liable to you or any third party for any indirect, consequential , exemplary, incidental, special or punitive damages, including for any lost profits or lost data arising from your use of the site of the or the service or any of the site content or other materials on or accessed through the site, even if the company is aware of has been advised of the possibility of such damages.
11.2 Notwithstanding anything to the contrary contained herein, except as may be required by applicable securities law or other laws, you shall be limited to injunctive relief only, and shall not be entitled to damages of any kind from any PiA or its directors, employees, officers, shareholders, partners f representatives, regardless of the cause of action.

12. Policy on Computer Misuse
All users of our Site must not misuse it by knowingly introducing or causing other third parties to introduce harmful materials such as viruses to cause disruption or halt the services provided by PiA.
All unauthorised access to prohibited sites or access to information/data forbidden by users and third parties shall be deemed as a criminal offence under the Computer Misuse Act 1990. Any such breach may lead to prosecution by the authorities involved.

13. Privacy Policy
All users of PiA’s wesbsites consent to their personal information being processed by PiA.Our Privacy policy can be found under

14. International
PiA is a worldwide platform dedicated to projects and companies in Africa. The Site can be accessed from anywhere in the world. However, local laws in the user’s country applies and must be respected.

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